Terms of Service

Last updated: May 31, 2025

These Terms of Service (“Terms”) govern your access to and use of CommercialCoverageFast.com (“the Site”), operated by CommercialCoverageFast.com (“we,” “us,” or “our”). By using the Site you agree to these Terms. If you do not agree, do not use the Site.

1. Nature of Service

CommercialCoverageFast.com is a lead generation and referral platform. We are not an insurance company, insurance agent, or insurance broker. We connect contractors seeking commercial insurance with licensed third-party brokers and carriers. Any insurance quotes, policies, or coverage you receive are provided by those third parties, not by us.

2. Eligibility

By using the Site you represent that you are at least 18 years of age, are operating or considering operating a legitimate business, and have the authority to submit information on behalf of that business. The Site is intended for use within the United States.

3. Lead Submission and Consent to Contact

When you submit a quote request or call a tracking number displayed on the Site, you expressly consent to:

• Being contacted by licensed insurance brokers, their agents, and affiliated companies via phone, text, or email.
• Your contact and business information being shared with our affiliate network partners for the purpose of delivering insurance quotes.
• Phone calls that may be recorded for quality assurance and compliance purposes.

You may opt out of future contact at any time by notifying the broker directly or by emailing optout@commercialcoveragefast.com.

4. No Insurance Advice

Content on this Site is for informational purposes only and does not constitute insurance, legal, financial, or professional advice. Coverage descriptions, regulatory summaries, and example scenarios are general in nature. You should consult a licensed insurance professional for advice specific to your business situation.

5. Accuracy of Information

We strive to keep information on the Site current and accurate. However, we make no warranty that the content is complete, accurate, up-to-date, or free from errors. Insurance requirements, carrier availability, and pricing information change frequently; always verify current requirements with a licensed broker.

6. Intellectual Property

All content on the Site, including text, graphics, logos, and HTML code, is the property of CommercialCoverageFast.com or its content suppliers and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any Site content without our express written permission.

7. Prohibited Conduct

You agree not to:

• Submit false, misleading, or fraudulent information in any quote request.
• Use the Site for any unlawful purpose or in violation of any applicable regulations.
• Attempt to scrape, crawl, or systematically download content from the Site.
• Interfere with or disrupt the operation of the Site or its infrastructure.
• Impersonate any person or entity or misrepresent your affiliation with any person or entity.

8. Third-Party Links and Services

The Site may contain links to third-party websites or embed third-party forms from affiliate partners. We are not responsible for the content, privacy practices, or terms of those third parties. Your use of third-party services is subject to their respective terms.

9. Disclaimers and Limitation of Liability

THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES INCLUDING FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

IN NO EVENT SHALL COMMERCIALCOVERAGEFAST.COM, ITS OWNERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON ITS CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10. Indemnification

You agree to indemnify and hold harmless CommercialCoverageFast.com and its operators from any claims, losses, liabilities, damages, and expenses (including reasonable attorney fees) arising from your use of the Site, your violation of these Terms, or your submission of false or fraudulent information.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States. Any disputes arising under these Terms shall be resolved through binding arbitration or in the applicable courts, as permitted by law.

12. Changes to Terms

We may update these Terms at any time. The “Last updated” date at the top of this page indicates the most recent revision. Continued use of the Site following any update constitutes your acceptance of the revised Terms.

13. Contact

Questions about these Terms may be directed to:

CommercialCoverageFast.com
Email: legal@commercialcoveragefast.com
Phone: 1-800-000-0000