Privacy Policy

Last updated: May 31, 2025

CommercialCoverageFast.com (“we,” “us,” or “our”) operates as a lead generation and referral platform connecting contractors with licensed commercial insurance brokers. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website or submit a quote request.

1. Information We Collect

We may collect the following types of information:

• Contact information: Name, email address, phone number, and business address provided when you request a quote.
• Business information: Trade type, number of employees, annual revenue, and coverage needs.
• Usage data: IP address, browser type, pages visited, time spent on pages, and referring URLs collected automatically via standard web server logs.
• Cookies: Small data files stored on your device to improve site functionality and track session information.

2. How We Use Your Information

We use your information to:

• Connect you with licensed insurance brokers who can provide commercial insurance quotes.
• Respond to your inquiries and provide customer service.
• Improve the content and functionality of our website.
• Send service-related communications (quote follow-ups, broker contact confirmations).
• Comply with legal obligations.

3. Sharing Your Information

We share your information with third parties only in the following circumstances:

• Insurance brokers and carriers: When you submit a quote request, your information is shared with our network of licensed insurance brokers and their affiliated carriers to provide you with quotes.
• Affiliate partners: We work with affiliate networks and insurance lead distribution platforms who may receive lead information to facilitate insurance connections.
• Service providers: Third-party vendors who assist us with website hosting, analytics, and communications, under confidentiality obligations.
• Legal requirements: When required by law, subpoena, or other legal process.

We do not sell your personal information to unrelated third parties for their own marketing purposes.

4. Cookies and Tracking

Our website uses cookies to enhance user experience and track aggregate usage statistics. You may disable cookies in your browser settings; however, some site functionality may be affected. We do not use cookies to collect personally identifiable information without your consent.

5. Telephone Communications

By providing your phone number and clicking “Call Now” or submitting a quote form, you consent to be contacted by phone by licensed insurance brokers and their representatives. Standard calling and messaging rates from your carrier may apply. You may opt out at any time by requesting to be placed on our do-not-call list.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect the information we collect. However, no transmission over the Internet is 100% secure, and we cannot guarantee absolute security of your data.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Typically, lead information is retained for up to 24 months.

8. Your Rights

Depending on your state of residence, you may have the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your information, subject to legal retention requirements.
• Opt out of certain data sharing practices.

California residents may have additional rights under the California Consumer Privacy Act (CCPA). To exercise your rights, contact us at the address below.

9. Children’s Privacy

Our services are intended for adults operating businesses. We do not knowingly collect information from individuals under 18 years of age. If we discover we have collected information from a minor, we will delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page reflects the most recent revision. Continued use of our website after changes constitutes acceptance of the updated policy.

11. Contact Us

For privacy-related questions or to exercise your rights, contact us at:

CommercialCoverageFast.com
Email: privacy@commercialcoveragefast.com
Phone: 1-800-000-0000